Many do not realize that daily activities make us more extravagant. Day-to-day expenditure proves to be the most wasteful impact. In fact we will be increasingly entangled by the nature of the waste. It is very difficult to discipline yourself in managing your spending and keep it stable. Savings are the way out of the waste.
To help you with your savings strategy and avoid wastage, we will give you some things to avoid in order to keep your financial patterns stable and stay thrifty. By knowing these 5 things you too can learn and try to avoid each of these things.
1. Too Much Shopping at the Convenience Store
As part of today's lifestyle, convenience stores are mushrooming and starting to show growth. This is evident from the number of stores that began to exist in various corners of the city. Of course this makes you want to shop more and hard to resist the desire. The cost incurred will be greater than shopping at wholesale / supermarket. Once or twice it does not matter, to just feel shopping at the convenience store, but if you continue to spend money on the convenience store then the financial expenses will be very large.
Therefore, it is recommended to avoid shopping too often at convenience stores and meet all the needs at wholesalers / supermarkets that offer lighter and cheaper prices. This is useful to keep finances stable, thrifty and not wasteful to keep finances easier and easier.
2. Telephone and Internet Charge
This is also one of the things that many people do not realize can lead to waste. Phone or internet bills swell and get higher while you can not close those expenses. That's what usually happens and unconsciously has done the financial waste.
The solution to the above problem, is to choose the internet package as needed and according to existing expenses. If you do not need internet at home, it is better not to save on spending. If indeed you really need it then select the appropriate internet package with the needs and fitting for the wallet.
3. Purchase Habits Soft Drink / Snack
You usually also not realize by buying soft drinks or snacks too much, waste has been done. It's okay if occasionally buy it but if too often, will lead to a habit that is difficult to remove. These habits also have an impact on the more controlled finances and the more unnecessary expenses. The habit of buying soft drinks / snacks should be avoided.
Keep your expenses as needed, as soft drinks or snacks are of necessity. You should not buy it too often, other than bad for finances, the activity is also bad for health.
4. Smoking
There is one thing that is certainly very often done but difficult to avoid, that is smoking. Buying cigarettes every day of course will make you more difficult to save and spending more and more. This needs to be reduced or even avoided, because the price of cigarettes is included into the expensive goods if routinely purchased then the financial expenses are also increasingly difficult to control. Indeed, if it is addicted to cigarettes is difficult to remove, but remember if smoking can also interfere with health.
5. Additional Costs of Unnecessary Banks
This often happens when doing transactions via ATM. Usually the bank provides an additional fee of 5 dollars - 10 dollars which will result in the deposit is reduced more than the amount of transfer issued. This is also routinely done for some people and unwittingly has generated extravagant nature. To be able to avoid it, make cash transactions more practical and efficient. You can save more expenses if doing transactions with the cash system where more secure also security.
Reduce Slowly
There must be some extravagant habits on top that would have been difficult if it had been stopped immediately. Reduce slowly and gradually. Do not let yourself torture yourself too much. Life-saving habits should start from the heart and without the burden, so there is no need to hurry. Slowly but surely more effective than fast but only temporary.
